How We Work.

E3invest offers microloans to provide economic support for communities. The microloan is used to establish a small business that generates revenue for the loan recipient and/or group of people. As the loan is repaid, that money is then paid forward to help start other businesses that repeat the cycle.

Once the E3i team in India identifies and qualifies a micro-loan candidate, an application and business plan are submitted to the E3i U.S. team. If approved, the loan is subject to a 10% application fee that is used to support the maintenance costs of the organization.

Our Five Step Process.

Identify.

Our first step is identifying an under-resourced person with drive and work ethic who has a viable idea for a small business that can generate income. We look for community-minded people with a heart to improve the economic conditions for others.

Plan.

The plan begins with connecting the micro-loan applicant with one of our partners on the ground to learn more about the applicant personally, learn about their business idea, and help the applicant develop a viable business plan. This plan includes determining start-up costs, gross and net revenue projections, a workable loan repayment strategy, and beneficiary forecasts. Once complete and approved by our team in India, the application and business plan are submitted to the U.S. team for review and approval.

Coach.

Once the micro-loan funding has been received by the approved applicant, our team comes alongside to assist them in the process of launching their small business and beginning to earn money.

Repay.

As the business begins earning money, installments to repay the loan begin.

Reinvest.

As the microloan is repaid, E3invest uses that repayment money to make other loans to other approved applicants, creating an ongoing, forward-funding pipeline.